/* =========================================================
   Sriram Insurance Adviser — Stylesheet
   Palette: Navy / Gold / White | Fonts: Poppins + Inter
========================================================= */

:root{
  --navy: #0B1F3A;
  --navy-2: #123059;
  --navy-3: #1B3F73;
  --gold: #C9A24B;
  --gold-2: #E4C784;
  --white: #FFFFFF;
  --off-white: #F6F7FB;
  --text: #26324A;
  --text-light: #6B7688;
  --line: #E7EAF2;

  --shadow-sm: 0 4px 16px rgba(11,31,58,0.06);
  --shadow-md: 0 14px 40px rgba(11,31,58,0.10);
  --shadow-lg: 0 24px 60px rgba(11,31,58,0.16);

  --radius: 18px;
  --radius-sm: 10px;

  --font-display: 'Poppins', sans-serif;
  --font-body: 'Inter', sans-serif;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--text);
  background:var(--white);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%; display:block;}
a{text-decoration:none; color:inherit;}
ul{list-style:none; margin:0; padding:0;}
button{font-family:inherit; cursor:pointer;}
h1,h2,h3{font-family:var(--font-display); margin:0; color:var(--navy);}
p{margin:0; color:var(--text-light); line-height:1.7;}

:focus-visible{outline:2px solid var(--gold); outline-offset:3px;}

.section-inner{
  max-width:1200px;
  margin:0 auto;
  padding:0 6vw;
}

.eyebrow{
  display:inline-block;
  font-family:var(--font-display);
  font-weight:600;
  font-size:0.78rem;
  letter-spacing:0.14em;
  text-transform:uppercase;
  color:var(--gold);
  margin-bottom:14px;
  position:relative;
  padding-left:30px;
}
.eyebrow::before{
  content:"";
  position:absolute;
  left:0; top:50%;
  transform:translateY(-50%);
  width:20px; height:2px;
  background:var(--gold);
}

.section-head{max-width:680px; margin:0 auto 60px; text-align:center;}
.section-head h2{font-size:clamp(1.8rem,3.4vw,2.6rem); font-weight:600; line-height:1.25;}
.section-head .section-sub{margin-top:14px; font-size:1.02rem;}
.section-head.light .eyebrow{color:var(--gold-2);}
.section-head.light h2{color:var(--white);}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  gap:10px;
  justify-content:center;
  font-family:var(--font-display);
  font-weight:600;
  font-size:0.92rem;
  padding:14px 28px;
  border-radius:100px;
  border:1px solid transparent;
  transition:transform .3s ease, box-shadow .3s ease, background .3s ease, color .3s ease;
  white-space:nowrap;
}
.btn-lg{padding:16px 34px; font-size:0.98rem;}
.btn-gold{
  background:linear-gradient(135deg, var(--gold-2), var(--gold));
  color:var(--navy);
  box-shadow:0 10px 26px rgba(201,162,75,0.35);
}
.btn-gold:hover{transform:translateY(-3px); box-shadow:0 16px 34px rgba(201,162,75,0.45);}
.btn-outline{
  border-color:rgba(255,255,255,0.5);
  color:var(--white);
}
.btn-outline:hover{background:rgba(255,255,255,0.12); transform:translateY(-3px);}
.btn-outline-light{border-color:rgba(255,255,255,0.6); color:var(--white);}
.btn-outline-light:hover{background:rgba(255,255,255,0.15); transform:translateY(-3px);}
.btn-block{width:100%;}

/* ---------- Glass ---------- */
.glass{
  background:rgba(255,255,255,0.08);
  backdrop-filter:blur(16px);
  -webkit-backdrop-filter:blur(16px);
  border:1px solid rgba(255,255,255,0.16);
}

/* ---------- Scroll progress ---------- */
.scroll-progress{
  position:fixed; top:0; left:0;
  height:3px; width:0%;
  background:linear-gradient(90deg, var(--gold), var(--gold-2));
  z-index:2000;
  transition:width .1s linear;
}

/* ---------- Navbar ---------- */
.navbar{
  position:fixed; top:0; left:0; right:0;
  z-index:1000;
  padding:20px 0;
  transition:background .35s ease, padding .35s ease, box-shadow .35s ease;
}
.navbar.scrolled{
  background:rgba(11,31,58,0.92);
  backdrop-filter:blur(14px);
  padding:12px 0;
  box-shadow:0 8px 30px rgba(0,0,0,0.15);
}
.nav-inner{
  max-width:1300px;
  margin:0 auto;
  padding:0 6vw;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.brand{display:flex; align-items:center; gap:10px;}
.brand-mark{
  width:38px; height:38px;
  border-radius:10px;
  display:flex; align-items:center; justify-content:center;
  background:linear-gradient(135deg, var(--gold-2), var(--gold));
  color:var(--navy);
  font-size:1.05rem;
}
.brand-text{
  font-family:var(--font-display);
  font-weight:700;
  color:var(--white);
  font-size:1.08rem;
}
.brand-text em{font-style:normal; font-weight:400; opacity:0.75; margin-left:2px;}
.nav-links{display:flex; gap:30px;}
.nav-links a{
  font-family:var(--font-display);
  font-size:0.9rem;
  font-weight:500;
  color:rgba(255,255,255,0.85);
  position:relative;
  padding-bottom:4px;
  transition:color .25s;
}
.nav-links a::after{
  content:"";
  position:absolute; left:0; bottom:0;
  width:0; height:2px;
  background:var(--gold);
  transition:width .3s ease;
}
.nav-links a:hover{color:var(--white);}
.nav-links a:hover::after{width:100%;}
.nav-cta{padding:11px 22px; font-size:0.85rem;}
.nav-toggle{
  display:none;
  flex-direction:column;
  gap:5px;
  background:none; border:none;
  padding:6px;
}
.nav-toggle span{width:24px; height:2px; background:var(--white); border-radius:2px;}

/* ---------- Hero ---------- */
.hero{
  position:relative;
  min-height:100vh;
  display:flex;
  align-items:center;
  overflow:hidden;
}
.hero-bg{position:absolute; inset:0; z-index:0;}
.hero-bg img{width:100%; height:100%; object-fit:cover;}
.hero-overlay{
  position:absolute; inset:0;
  background:
    linear-gradient(120deg, rgba(11,31,58,0.94) 20%, rgba(11,31,58,0.75) 55%, rgba(11,31,58,0.55) 100%);
}
.hero-content{
  position:relative;
  z-index:2;
  max-width:720px;
  padding:140px 6vw 100px;
}
.badge{
  display:inline-flex;
  align-items:center;
  gap:8px;
  background:rgba(201,162,75,0.16);
  border:1px solid rgba(201,162,75,0.5);
  color:var(--gold-2);
  font-family:var(--font-display);
  font-size:0.8rem;
  font-weight:600;
  letter-spacing:0.04em;
  padding:8px 18px;
  border-radius:100px;
  margin-bottom:26px;
}
.hero h1{
  font-size:clamp(2.6rem, 5.6vw, 4.4rem);
  font-weight:700;
  color:var(--white);
  line-height:1.08;
  letter-spacing:-0.01em;
}
.hero-sub{
  margin-top:24px;
  font-size:1.15rem;
  color:rgba(255,255,255,0.82);
  max-width:560px;
}
.hero-sub strong{color:var(--gold-2); font-weight:600;}
.hero-actions{display:flex; gap:16px; flex-wrap:wrap; margin-top:38px;}
.hero-stats{
  display:flex;
  gap:44px;
  margin-top:64px;
  padding-top:32px;
  border-top:1px solid rgba(255,255,255,0.18);
}
.hero-stats div{display:flex; flex-direction:column; gap:4px;}
.hero-stats strong{font-family:var(--font-display); font-size:1.6rem; color:var(--gold-2); font-weight:700;}
.hero-stats span{font-size:0.82rem; color:rgba(255,255,255,0.65);}

.scroll-cue{
  position:absolute;
  bottom:36px; left:50%;
  transform:translateX(-50%);
  z-index:2;
  display:flex; flex-direction:column; align-items:center; gap:10px;
  font-family:var(--font-display);
  font-size:0.72rem;
  letter-spacing:0.12em;
  color:rgba(255,255,255,0.7);
}
.scroll-cue span{
  width:1px; height:34px;
  background:rgba(255,255,255,0.4);
  position:relative;
  overflow:hidden;
}
.scroll-cue span::after{
  content:"";
  position:absolute; top:-100%; left:0;
  width:100%; height:100%;
  background:var(--gold-2);
  animation:cue 2.2s ease-in-out infinite;
}
@keyframes cue{0%{top:-100%;}60%{top:100%;}100%{top:100%;}}

/* ---------- About ---------- */
.about{padding:130px 0; background:var(--white);}
.about-grid{
  display:grid;
  grid-template-columns:0.85fr 1.15fr;
  gap:90px;
  align-items:center;
}
.about-media{position:relative;}
.about-media-frame{
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:var(--shadow-lg);
  aspect-ratio:4/5;
}
.about-media-frame img{width:100%; height:100%; object-fit:cover;}
.about-badge{
  position:absolute;
  bottom:-26px; right:-26px;
  background:var(--navy);
  border-radius:var(--radius-sm);
  padding:18px 22px;
  display:flex; align-items:center; gap:14px;
  box-shadow:var(--shadow-lg);
}
.about-badge i{font-size:1.6rem; color:var(--gold-2);}
.about-badge strong{display:block; color:var(--white); font-family:var(--font-display); font-size:1.05rem;}
.about-badge span{font-size:0.78rem; color:rgba(255,255,255,0.65);}

.about-copy h2{font-size:clamp(1.9rem,3.2vw,2.5rem); font-weight:600; line-height:1.28; margin-bottom:22px;}
.about-copy p{margin-bottom:16px;}
.about-copy strong{color:var(--navy);}
.about-points{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px;
  margin-top:26px;
}
.point{
  display:flex; align-items:center; gap:10px;
  font-family:var(--font-display);
  font-size:0.9rem;
  font-weight:500;
  color:var(--navy);
}
.point i{
  width:22px; height:22px;
  border-radius:50%;
  background:rgba(201,162,75,0.15);
  color:var(--gold);
  display:flex; align-items:center; justify-content:center;
  font-size:0.68rem;
  flex-shrink:0;
}

/* ---------- Services ---------- */
.services{padding:130px 0; background:var(--off-white);}
.services-grid{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:28px;
}
.service-card{
  background:var(--white);
  border-radius:var(--radius);
  padding:36px 30px;
  box-shadow:var(--shadow-sm);
  transition:transform .35s ease, box-shadow .35s ease;
  border:1px solid var(--line);
}
.service-card:hover{
  transform:translateY(-8px);
  box-shadow:var(--shadow-md);
  border-color:transparent;
}
.service-icon{
  width:56px; height:56px;
  border-radius:14px;
  background:linear-gradient(135deg, var(--navy-2), var(--navy));
  color:var(--gold-2);
  display:flex; align-items:center; justify-content:center;
  font-size:1.3rem;
  margin-bottom:22px;
}
.service-card h3{font-size:1.15rem; font-weight:600; margin-bottom:10px;}
.service-card p{font-size:0.94rem;}

/* ---------- Why Choose Us ---------- */
.why{
  padding:130px 0;
  background:linear-gradient(160deg, var(--navy) 0%, var(--navy-3) 100%);
  position:relative;
}
.why-grid{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:26px;
}
.why-card{
  border-radius:var(--radius);
  padding:34px 28px;
  transition:transform .35s ease, background .35s ease;
}
.why-card:hover{transform:translateY(-6px); background:rgba(255,255,255,0.14);}
.why-card i{font-size:1.6rem; color:var(--gold-2); margin-bottom:18px; display:block;}
.why-card h3{color:var(--white); font-size:1.08rem; font-weight:600; margin-bottom:8px;}
.why-card p{color:rgba(255,255,255,0.68); font-size:0.92rem;}

/* ---------- Achievement ---------- */
.achievement{padding:130px 0; background:var(--white);}
.achievement-grid{
  display:grid;
  grid-template-columns:0.5fr 1.5fr;
  gap:70px;
  align-items:center;
}
.trophy-ring{
  width:220px; height:220px;
  border-radius:50%;
  margin:0 auto;
  display:flex; align-items:center; justify-content:center;
  background:radial-gradient(circle at 30% 30%, var(--gold-2), var(--gold) 70%);
  box-shadow:0 30px 60px rgba(201,162,75,0.4);
  position:relative;
}
.trophy-ring::before{
  content:"";
  position:absolute; inset:-14px;
  border-radius:50%;
  border:1.5px dashed rgba(201,162,75,0.5);
}
.trophy-ring i{font-size:4rem; color:var(--navy);}
.achievement-copy h2{font-size:clamp(1.9rem,3.2vw,2.6rem); font-weight:700; margin-bottom:20px;}
.achievement-copy p{margin-bottom:14px; font-size:1.02rem;}

/* ---------- Counters ---------- */
.counters{padding:90px 0; background:var(--off-white);}
.counters-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px;
  text-align:center;
}
.counter-box{
  background:var(--white);
  border-radius:var(--radius);
  padding:38px 20px;
  box-shadow:var(--shadow-sm);
  border:1px solid var(--line);
}
.counter, .counter-text{
  display:block;
  font-family:var(--font-display);
  font-size:2.2rem;
  font-weight:700;
  color:var(--navy);
  margin-bottom:6px;
}
.counter-box p{font-size:0.86rem; text-transform:uppercase; letter-spacing:0.06em; font-weight:500; color:var(--text-light);}

/* ---------- Process ---------- */
.process{padding:130px 0; background:var(--white);}
.process-steps{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:10px;
}
.step{
  flex:1;
  text-align:center;
  position:relative;
  padding:34px 20px;
}
.step-num{
  font-family:var(--font-display);
  font-size:0.78rem;
  font-weight:700;
  color:var(--gold);
  letter-spacing:0.08em;
  margin-bottom:14px;
}
.step i{
  width:64px; height:64px;
  border-radius:50%;
  background:var(--off-white);
  color:var(--navy);
  display:flex; align-items:center; justify-content:center;
  font-size:1.4rem;
  margin:0 auto 18px;
  border:1px solid var(--line);
}
.step h3{font-size:1.02rem; font-weight:600; margin-bottom:8px;}
.step p{font-size:0.88rem;}
.step-arrow{
  color:var(--line);
  font-size:1.2rem;
  padding-top:60px;
  flex-shrink:0;
}

/* ---------- Testimonials ---------- */
.testimonials{padding:130px 0; background:var(--off-white);}
.testimonial-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:26px;
}
.testimonial-card{
  background:var(--white);
  border-radius:var(--radius);
  padding:34px 28px;
  box-shadow:var(--shadow-sm);
  border:1px solid var(--line);
  position:relative;
}
.quote-icon{color:rgba(201,162,75,0.35); font-size:1.4rem; margin-bottom:14px;}
.testimonial-card p{color:var(--text); font-size:0.96rem; margin-bottom:24px; font-style:italic;}
.testimonial-person{display:flex; align-items:center; gap:12px;}
.testimonial-person img{width:44px; height:44px; border-radius:50%; object-fit:cover;}
.testimonial-person strong{display:block; font-family:var(--font-display); font-size:0.92rem; color:var(--navy);}
.testimonial-person span{font-size:0.76rem; color:var(--text-light);}

/* ---------- FAQ ---------- */
.faq{padding:130px 0; background:var(--white);}
.faq-grid{
  display:grid;
  grid-template-columns:0.8fr 1.2fr;
  gap:70px;
}
.faq-intro h2{font-size:clamp(1.7rem,2.8vw,2.2rem); font-weight:600; margin-bottom:16px;}
.faq-intro p{margin-top:16px;}
.faq-intro a{color:var(--gold); font-weight:600; border-bottom:1px solid var(--gold);}
.faq-item{border-bottom:1px solid var(--line);}
.faq-question{
  width:100%;
  background:none; border:none;
  display:flex; align-items:center; justify-content:space-between;
  padding:22px 0;
  font-family:var(--font-display);
  font-size:1rem;
  font-weight:600;
  color:var(--navy);
  text-align:left;
}
.faq-question i{color:var(--gold); transition:transform .3s ease;}
.faq-item.open .faq-question i{transform:rotate(45deg);}
.faq-answer{
  max-height:0;
  overflow:hidden;
  transition:max-height .35s ease;
}
.faq-answer p{padding-bottom:22px; font-size:0.94rem;}
.faq-item.open .faq-answer{max-height:200px;}

/* ---------- CTA ---------- */
.cta{position:relative; padding:120px 0; overflow:hidden;}
.cta-bg{
  position:absolute; inset:0;
  background:linear-gradient(120deg, var(--navy) 0%, var(--navy-3) 100%);
}
.cta-bg::after{
  content:"";
  position:absolute; inset:0;
  background:radial-gradient(circle at 85% 20%, rgba(201,162,75,0.25), transparent 55%);
}
.cta-inner{position:relative; z-index:1; text-align:center; max-width:680px;}
.cta-inner h2{color:var(--white); font-size:clamp(1.9rem,4vw,2.8rem); font-weight:700; margin-bottom:18px;}
.cta-inner p{color:rgba(255,255,255,0.78); font-size:1.05rem; margin-bottom:36px;}
.cta-actions{display:flex; gap:16px; justify-content:center; flex-wrap:wrap;}

/* ---------- Contact ---------- */
.contact{padding:130px 0; background:var(--off-white);}
.contact-grid{
  display:grid;
  grid-template-columns:0.9fr 1.1fr;
  gap:70px;
}
.contact-info h2{font-size:clamp(1.8rem,3vw,2.3rem); font-weight:600; margin-bottom:6px;}
.contact-info .section-sub{margin-bottom:36px; display:block;}
.contact-item{
  display:flex; align-items:center; gap:16px;
  padding:16px 0;
  border-bottom:1px solid var(--line);
}
.contact-item i{
  width:44px; height:44px;
  border-radius:12px;
  background:var(--navy);
  color:var(--gold-2);
  display:flex; align-items:center; justify-content:center;
  flex-shrink:0;
}
.contact-item strong{display:block; font-family:var(--font-display); font-size:0.92rem; color:var(--navy);}
.contact-item span{font-size:0.9rem;}

.contact-form{
  background:linear-gradient(160deg, var(--navy) 0%, var(--navy-3) 100%);
  border-radius:var(--radius);
  padding:40px;
  box-shadow:var(--shadow-lg);
}
.form-row{margin-bottom:18px;}
.form-row label{
  display:block;
  font-family:var(--font-display);
  font-size:0.82rem;
  font-weight:600;
  color:rgba(255,255,255,0.8);
  margin-bottom:8px;
}
.form-row input, .form-row textarea{
  width:100%;
  background:rgba(255,255,255,0.08);
  border:1px solid rgba(255,255,255,0.2);
  border-radius:var(--radius-sm);
  padding:13px 16px;
  color:var(--white);
  font-family:var(--font-body);
  font-size:0.94rem;
  resize:vertical;
  transition:border-color .25s, background .25s;
}
.form-row input::placeholder, .form-row textarea::placeholder{color:rgba(255,255,255,0.4);}
.form-row input:focus, .form-row textarea:focus{
  outline:none;
  border-color:var(--gold);
  background:rgba(255,255,255,0.12);
}
.form-note{margin-top:14px; font-size:0.85rem; color:var(--gold-2); min-height:18px;}

/* ---------- Footer ---------- */
.footer{background:var(--navy); padding-top:70px;}
.footer-grid{
  display:grid;
  grid-template-columns:1.3fr 1fr 1fr;
  gap:50px;
  padding-bottom:50px;
  border-bottom:1px solid rgba(255,255,255,0.12);
}
.footer-brand{display:flex; gap:14px; align-items:flex-start;}
.footer-brand strong{color:var(--white); font-family:var(--font-display); font-size:1.05rem;}
.footer-brand p{margin-top:6px; font-size:0.86rem;}
.footer-links, .footer-social{display:flex; flex-direction:column; gap:14px;}
.footer-links strong, .footer-social strong{color:var(--white); font-family:var(--font-display); font-size:0.92rem; margin-bottom:4px;}
.footer-links a{font-size:0.9rem; color:rgba(255,255,255,0.65); transition:color .25s;}
.footer-links a:hover{color:var(--gold-2);}
.social-icons{display:flex; gap:12px;}
.social-icons a{
  width:38px; height:38px;
  border-radius:50%;
  background:rgba(255,255,255,0.08);
  display:flex; align-items:center; justify-content:center;
  color:var(--white);
  transition:background .25s, transform .25s;
}
.social-icons a:hover{background:var(--gold); color:var(--navy); transform:translateY(-3px);}
.footer-bottom{
  text-align:center;
  padding:26px 0;
  font-size:0.82rem;
  color:rgba(255,255,255,0.5);
}

/* ---------- Floating call button (mobile) ---------- */
.float-call{
  display:none;
  position:fixed;
  bottom:22px; right:22px;
  width:56px; height:56px;
  border-radius:50%;
  background:linear-gradient(135deg, var(--gold-2), var(--gold));
  color:var(--navy);
  align-items:center; justify-content:center;
  font-size:1.3rem;
  box-shadow:0 12px 30px rgba(201,162,75,0.5);
  z-index:900;
}

/* ---------- Reveal animation ---------- */
.reveal{
  opacity:0;
  transform:translateY(28px);
  transition:opacity .7s ease, transform .7s ease;
}
.reveal.in{opacity:1; transform:translateY(0);}

/* ============ RESPONSIVE ============ */
@media (max-width:1024px){
  .about-grid, .achievement-grid, .faq-grid, .contact-grid{grid-template-columns:1fr;}
  .about-media{max-width:420px; margin:0 auto;}
  .services-grid, .why-grid{grid-template-columns:repeat(2,1fr);}
  .counters-grid{grid-template-columns:repeat(2,1fr);}
  .testimonial-grid{grid-template-columns:1fr;}
  .process-steps{flex-direction:column; align-items:stretch;}
  .step-arrow{display:none;}
  .footer-grid{grid-template-columns:1fr; gap:34px;}
}

@media (max-width:800px){
  .nav-links{
    position:fixed;
    top:0; right:0;
    height:100vh;
    width:min(300px, 80vw);
    background:var(--navy);
    flex-direction:column;
    padding:100px 34px;
    gap:26px;
    transform:translateX(100%);
    transition:transform .35s ease;
    z-index:999;
  }
  .nav-links.open{transform:translateX(0);}
  .nav-toggle{display:flex;}
  .nav-cta{display:none;}
  .float-call{display:flex;}

  .hero-content{padding:120px 6vw 90px;}
  .hero-stats{flex-wrap:wrap; gap:28px;}
  .about-points{grid-template-columns:1fr;}
  .services-grid, .why-grid{grid-template-columns:1fr;}
  .achievement-grid{text-align:center;}
  .achievement-copy{order:2;}
}